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How much does flood insurance cost in NJ?

The average flood insurance cost in NJ is $933 per year for a government-backed policy from the National Flood Insurance Program (NFIP). There are also more than 40 companies that sell private flood insurance in New Jersey.

Where can I get flood insurance in New Jersey?

Flood insurance policies backed by the NFIP are available from most insurance companies in New Jersey. An National Flood Insurance Program policy costs the same amount no matter where you buy it from. So there's no need to get NFIP quotes from multiple companies.

Does New Jersey have flood insurance?

Most homeowners insurance policies do not cover water damage caused by flooding, so if you live in a flood-prone area of New Jersey, particularly in an Atlantic Coast or Delaware River-adjacent county, you should consider purchasing flood insurance. Do I need flood insurance in New Jersey?

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